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15 Tips for Safer Online Shopping

Understanding the psychology behind online buyer behavior

Internet shopping could be so much fun: You locate a shiny object you adore, click the”buy” button, and get a parcel delivered to your door.

However, these trades don’t always go so smoothly.

The FBI recently has had more complaints about customers not receiving goods purchased online. A number of the buyers fell for”deals” advertised on social media or search engine search pages. They got nothing or received a random item like a box of disposable facemasks that may be returned just by paying a top global delivery charge.

These scammers really can suck the joy from purchasing. Have a look at our online shopping safety tips so you can prevent getting their latest victim.

1. Shop with reliable retailers

It is best to shop straight with online retailers you know and trust. Bookmark your favorite shopping websites to get there quickly and safely. Avoid typing the name of the retailer in your browser bar.

That is because a tiny typo could land you on a fake site that looks just like the actual one. Make a”purchase” on an illegitimate website and you may unwittingly hand the scammers your credit card number and other personal information.

2. Vet new-to-you businesses

Can you spot a wonderful product from a new vendor? Do your homework on any company you’ve never purchased from previously. Search for online testimonials and hunt the Better Business Bureau website for complaints. Assess the”contact us” page to the website to get a U.S. address and phone number. Take it a step further: call the company to confirm.

Why? The FBI reported that some scammers hijack the contact information of actual U.S. companies to generate their shady site look legitimate.

3. Beware Incredible deals

Can you spot an ad on Facebook or even Instagram offering rock-bottom prices or an eye-popping offer of free stuff?

The FBI found that many sites at the center of its latest spate of complaints were promoted on social networking platforms.

Compare prices before you buy. Unusually low costs could be a red flag that you’ve landed on a bogus website that’s been put up to snag your personal info or steal your cash.

4. Do not navigate on public Wi-Fi

Avoid shopping from people’s Wi-Fi next time you are sipping a latte at your favorite coffee shop. The man staring at his phone at the next table could be a hacker spying on your internet activity.

And shopping online frequently requires giving out information that an ID thief would really like to catch, including your name, address, and credit card number.

5. Use a VPN

Should you ever do use people’s Wi-Fi, protect yourself with a VPN (a virtual private network)?

Cybercriminals lurking nearby will not have the ability to see what you’re doing or intercept your personal information. A VPN is the only method to shop online safely from public Wi-Fi in cafes, airports, and other public spaces.

6. Pick strong passwords

A strong password is like a protected lock that keeps cyber thieves out of the accounts where you save your private information. Here are some quick tips on how to choose a good password:

  • Utilize an intricate collection of lower and uppercase numbers, letters, and symbols. Or consider a long passphrase that you can recall and others will probably not guess.
  • Avoid dictionary words and personal information a thief could easily find or suspect, like your kid’s birthdate, your dog’s name or your favorite sports team.
  • Never reuse passwords across websites.

7. Check site security before you buy

Look for a lock icon in the browser bar of a website in order to verify that they utilize SSL (secure sockets layer) encryption. The URL should also begin with”HTTPS” instead of just”HTTP.”

Safe sites are configured to mask the information you discuss, such as passwords or financial info. Shopping only on protected sites reduces the risk that your private information will be compromised while you go shopping.

8. Don’t fall for email scams

You might get texts or emails offering excellent bargains or asserting there’s been an issue with package shipping. Delete suspicious messages from unfamiliar senders. And don’t open attachments or click hyperlinks in messages because they could infect your computer or telephone with viruses and other malware.

9. Guard your personal data

Following is a general rule: No shopping site should ever ask for your Social Security number. If a site does ask this type of very personal information, run in the other direction.

Provide reputable vendors the minimal personal info necessary in order to complete a purchase.

10. Pay with credit, not debit

Always use a credit card to store as securely as you can. First, a credit card doesn’t offer a seller direct access to the money in your bank account. Second, most credit cards offer $0 liability for fraud.

That usually means you’re not out any money if a crook uses your account information to create a purchase. Your credit card company will ask questions, investigate the fraudulent action, and send you a new card.

11. Insert extra security using a virtual credit card

A virtual credit card can offer more online shopping protection. Some credit card issuers will give you a temporary card number that’s linked to your charge card accounts.

You can use the temporary number to shop online without revealing the vendor your actual credit card details. If a thief gets ahold of the digital credit card number and later attempts to use it, they will be out of luck.

12. Keep an eye out for fraud

When you receive a text or email notification, you can check your account to be sure to recognize the charge. Click here for cbd online

13. Mind the details

After you make the purchase, maintain the details in a secure place. Hang on the reception, your order confirmation number, and the tracking number of the vendor supplies. If you’ve got a problem with the order, this information can help you get the problem solved quickly.

14. Track your stuff

If the merchant refuses to provide shipping information or react to your requests for the status of the order, contact your credit card issuer for assistance. They may eliminate the charge from your invoice and start looking at the topic.

15. Report scammers

Can you get scammed? If so, file a complaint with the U.S. Federal Trade Commission and the FBI’s Internet Crime Complaint Center. Tip: If you suspect you may be a victim of ID theft, the FTC provides an identity theft restoration program.

But adhering to these online shopping safety tips might help you foil scammers and avoid becoming a target in the first location.

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